Software – Infrastructure

Company News

The evolution of Pagaya Technologies: milestones that shaped its AI-driven consumer-credit infrastructure business

Pagaya was founded in Israel in 2016 by Gal Krubiner, Avital Pardo and Yahav Yulzari, applying data science and machine learning to consumer-credit underwriting and asset selection. By 2026 Pagaya operates primarily in the United States, using technology to help partners evaluate consumer-credit applications and fund resulting assets through its network.

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